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AHRQ Stats: Average Employee Insurance Contributions

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AHRQ analysis found that overall, the average employee contribution for single coverage increased by 7.2 percent to $1,643 between 2020 and 2021, while single premium contributions increased by 12.3 percent, 14.1 percent and 5.6 percent at small, medium and large firms, respectively.

The AHRQ Statistical Brief – Trends in Health Insurance at Private Employers, 2008-2021 – describes trends and patterns in ESI for private-sector employees, overall and by three firm size categories: fewer than 50 employees (small firms), 50 to 99 employees (medium-sized firms), and 100 or more employees (large firms).

The Statistical Brief summarizes data from the 2008 through 2021 MEPS-IC. The MEPS-IC is a survey of private-sector business establishments and state and local governments that collects information on employer-sponsored health insurance, such as whether insurance is offered, enrollments, types of plans, and premiums. The survey is conducted annually by the U.S. Census Bureau under the sponsorship of the Agency for Healthcare Research and Quality (AHRQ). A total sample of approximately 42,000 private-sector establishments was selected for the 2021 survey, with 5.9 percent of the sample determined to be out of scope during the data collection process. The response rate for the private sector was 56.9 percent of the remaining in-scope sample units. Private-sector responses to the 2021 survey were collected from June 2021 through February 2022.

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