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Release of 2022 Milliman Medical Index

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Milliman, Inc. released the 2022 Milliman Medical Index (MMI), which measures healthcare costs for individuals and families receiving coverage from an employer-sponsored preferred provider plan (PPO).

In 2022, healthcare costs for our hypothetical family of four reached $30,260 while costs for the average person reached $6,859. While these are averages, the MMI allows for greater specificity thanks to an interactive tool that allows people to calculate costs for themselves or their own family. To use the interactive tool, go to

The MMI calculates both employer and employee contributions to healthcare costs, including out-of-pocket costs incurred at the point of care.

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