Health insurance offered by private-sector employers was characterized by stability in both premiums and cost sharing for covered workers in 2020, according to a newly released statistical brief based on data from AHRQ’s Medical Expenditure Panel Survey (MEPS).
Health insurance premiums for private-sector employees with single coverage increased by 2.5 percent from 2019 to 2020, while showing no significant change for employee-plus-one and family coverage. Average health insurance premiums in 2020 were $7,149 for single coverage, $14,191 for employee-plus-one coverage, and $20,758 for family coverage. Employee contributions for health insurance averaged $1,532 for single coverage, $4,035 for employee-plus-one coverage, and $5,978 for family coverage. MEPS data also show deductible levels for individual and family coverage in 2020 were not statistically different from 2019.
This Statistical Brief – Trends in Health Insurance at Private Employers, 2008-2020 – used data from the Medical Expenditure Panel Survey-Insurance Component (MEPS-IC) private-sector national tables to describe trends in employer coverage, premiums, and deductibles from 2008 to 2020. The MEPS-IC is an annual survey of private employers and state and local governments and is designed to be representative of all 50 states and the District of Columbia.
- STATISTICAL BRIEF #536: Trends in Health Insurance at Private Employers, 2008-2020. AHRQ MEPS. September 2021