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CHIA Releases 2018 Massachusetts Employer Survey Results Summary

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As part of the Center for Health Information and Analysis’s (CHIA) Continuing Program of Study on Insurance Coverage, Underinsurance and Uninsurance, the Massachusetts Employer Survey (MES) provides a valuable lens on the employer health insurance market in Massachusetts.

The majority of Massachusetts residents obtain health insurance through their own or a family member’s employer. Employer-sponsored insurance shapes the health insurance markets in the state and impacts the demand for the state’s public insurance programs, including MassHealth. The Massachusetts Employer Survey, an ongoing health insurance survey of employers, tracks and monitors employer health insurance offerings, employee take-up rates, cost-sharing, plan characteristics, and employer decision making. It was conducted on a biennial basis from 2001 through 2009; then in 2010, 2011, 2014, 2016, and 2018.

In order to provide a better understanding of the employer health insurance market in the Commonwealth, the 2018 MES has several key updates: inclusion of a panel sample to allow for longitudinal data analysis, additional questions regarding part-time workers’ health insurance benefits, and improved comparability to national data with regard to plan type information, particularly premiums, deductibles, and out-of-pocket limits.

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