If, like me, you’ve gone to an in-network hospital only to find out a month or two later that the surgeon inside your in-network hospital is actually out-of-network, you have probably been hit with balance billing. In other words, certain parts of your care were not considered in network and your health plan covers only a tiny portion of it. If this happens, use THIS FORM to appeal your bill. If that fails, visit http://www.communityhealthadvocates.org/needhelp to learn about charity care or financial assistance.
Community Health Advocates (the above links) have posted a wealth of information for people with or without health insurance in New York. If you know of similar resources in other states, please let us know so we can add it to the list!