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The Affordable Care Act: What Californians Should Know

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The federal Affordable Care Act (ACA), aimed at reforming the nation’s health care system, became law in March 2010, but its implementation is staged over a number of years. Some provisions have already taken effect and others will be implemented in 2014 and beyond.

This succinct guide — updated in March 2012 — is designed to acquaint California consumers with the key ACA reforms that are likely to affect them. The guide includes:

  • A list of ACA reforms already in effect and the reforms scheduled to be implemented in 2014
  • The 2014 coverage options and cost considerations for uninsured California individuals and families
  • The 2014 coverage options and cost/benefit considerations for Californians with insurance through employer plans, individually purchased plans, or Medicare
  • A description of potential federal developments, including US Supreme Court review, that may affect implementation of the ACA or its individual provisions
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